Got a cracked windshield? Let your insurance handle it.
What is Windshield Replacement Coverage?
Comprehensive car insurance often includes windshield replacement coverage, handling the cost of windshield repair or replacement. Having this particular coverage relieves you from the full expense of these auto glass services. It's important to check the details of your policy to confirm if you indeed have windshield coverage - don't wait until you're faced with a shattered windshield to find out. Remember, not all insurance companies include this coverage in their standard policies. Therefore, it may be worth considering premium car insurance offerings.
Are All Windshield Replacements Covered by Insurance?
Contrary to common belief, not all damages require a complete windshield replacement. Minor chips or cracks can be fixed swiftly and inexpensively, especially if the damage isn't directly impairing the driver's line of vision. On the other hand, significant damage necessitates a full windshield replacement, which can be quite pricey without insurance coverage. Review the specifics of your policy carefully. Some cover full windshield replacement without any deductible, promoting safe driving and maintaining your vehicle's value.
How Much Does Windshield Replacement Cost with Insurance?
Without insurance, windshield replacement can range anywhere from $200 to $1000, depending on your vehicle's make and model. However, with comprehensive or premium car insurance, the out-of-pocket cost can be significantly reduced and in some cases, completely covered. If your deductible is less than the expense of the new windshield, you'll only be liable for the deductible amount. Make sure to inquire with your insurance company about your policy's specific benefits and limitations.